 | Does participation in a 401(k) plan prevent an individual from contributing to a Traditional IRA? (view answer) |
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| Can I borrow from an IRA without penalty? (view answer) |
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| Can the beneficiary of an IRA name a successor beneficiary? (view answer) |
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| What effect will a prenuptial agreement have on a 401(k)? (view answer) |
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| Does my cost basis change after I roll my spouse's IRA into mine? (view answer) |
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| What types of plans allow catch-up contributions? (view answer) |
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| Health problems caused me to take my RMD after the deadline. Can I appeal my case to the IRS? (view answer) |
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| Can we convert our IRAs to Roth IRAs regardless of earned income? (view answer) |
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| How do I go about opening up a Roth IRA? (view answer) |
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| For tax and retirement purposes, what does being "single" mean? (view answer) |
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| Is it too late to start saving for retirement? (view answer) |
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| Can a spouse who is not named as a beneficiary receive assets from an IRA? (view answer) |
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| I am 100% invested in company stock. Can I use these funds to diversify? (view answer) |
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| Can a creditor seize my retirement savings? (view answer) |
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| Can an employer adopt a different type of retirement plan for each employee? (view answer) |
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| Should I put money into a retirement account even if it isn't tax deductible? (view answer) |
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| Where can I find information on how to distribute my deceased parent's assets? (view answer) |
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| Do withdrawal penalties apply to involuntary plan contributions by temporary employees? (view answer) |
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| How do I sign up for the saver's tax credit? (view answer) |
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| Can I establish more than one IRA? (view answer) |
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| What is the difference between qualified and non-qualified plans? (view answer) |
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| What are some of the features and benefits of SEP IRAs and Roth IRAs? (view answer) |
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| When can I withdraw money from my profit-sharing plan tax-free? (view answer) |
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| If I pass away, will my retirement plan go to my spouse tax free? (view answer) |
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| Why should I ask for two checks from my employer when rolling over retirement plan money? (view answer) |
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| Can you have a 403(b) and also contribute to a 401(k)? (view answer) |
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| I have conservative views on investing. How should I go about investing in a Roth IRA? (view answer) |
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| What should I do if I accidentally over-contributed an IRA for my spouse? (view answer) |
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| Does a former spouse receive IRA assets upon the IRA holder's death? (view answer) |
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| What are the tax implications of distributions from a qualified plan in accordance with a QDRO? (view answer) |
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| Can I hold non-dollar currencies in my retirement fund? (view answer) |
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| What are the requirements that a trust needs to meet to be qualified? (view answer) |
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| Can I close my Roth IRA account without a tax penalty? (view answer) |
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| Can I defer starting my required minimum distributions? (view answer) |
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| After receiving a required distribution when and how are my taxes affected? (view answer) |
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| What kinds of investments are allowed in a qualified retirement plan? (view answer) |
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| Where can I find information on multiple annual additions? (view answer) |
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| What's the difference between a savings account and a Roth IRA? (view answer) |
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| Can I set up a defined-benefit plan and make deductible contributions? (view answer) |
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| Is it possible to fund limited partnership interests with SEP contributions? (view answer) |
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| Can after-tax amounts from my annuity be taxed as income? (view answer) |
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| Who bears the investment risk in 401(k) plans? (view answer) |
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| Am I too old to contribute to my employer's 401(k)? (view answer) |
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| I own a small business. Can the SBO-401(k) work for me? (view answer) |
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| Should I choose an SBO-401(k) or a SIMPLE IRA for my company? (view answer) |
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| Is an employee eligible for an SEP if the plan has already been set up for other employees? (view answer) |
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| Can I transfer a portion of my IRA to another IRA account? (view answer) |
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| Can I contribute the maximum to multiple employer retirement plans? (view answer) |
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| Will I be penalized for stopping distributions from my retirement account while under Rule 72(t)? (view answer) |
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| What retirement plan options are available to high-income earners? (view answer) |
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| Can the beneficiary of a retirement plan change after the account holder has died? (view answer) |
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| Can I fund a Traditional IRA or other retirement account using pension money? (view answer) |
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| Do I qualify for a SIMPLE IRA as the sole employee of my own business? (view answer) |
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| Can I set up SEP benefits for my business if I use independent contractors? (view answer) |
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| Is there a retirement plan for small business owners that does not require all employees to participate? (view answer) |
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| What are some common and useful retirement planner designations? (view answer) |
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| Can I combine my inherited IRA and Keogh into one plan? (view answer) |
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| When should I take my Canadian Pension Plan distributions? (view answer) |
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| Are there tax penalties for closing my Roth IRA account? (view answer) |
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| Can I convert a SIMPLE IRA to a Roth IRA? (view answer) |
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| When and what percentage or dollar amount can I withdraw from my SIMPLE IRA? (view answer) |
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| What investments are available to someone with no earned income? (view answer) |
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| Can I avoid having to pay an early-distribution penalty on the grounds of hardship? (view answer) |
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| Can 529 plans be used to transfer wealth? (view answer) |
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| What is the best way to save for private school expenses? (view answer) |
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| Why would a former employer delay distributions from a 401(k) plan? (view answer) |
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| Why can't we make a hardship withdrawal from my husband's 401(k) account? (view answer) |
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| Is it true that workers who don't roll over their 401(k)s after retiring face some problems related to estate planning? (view answer) |
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| If I take a distribution from my 401(k) to purchase my first house, will I have to pay a penalty on this distribution? (view answer) |
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| Can a person who is 62 and retired continue to fund either the Traditional IRA or the Roth IRA? (view answer) |
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| Do my wife and I each qualify for a one-time, tax-free $10,000 "qualified distribution" to purchase or rebuild our first home? (view answer) |
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| What do you do for a non-spousal beneficiary receiving a required minimum distribution when the plan terminates? (view answer) |
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| Can I roll my IRA funds into a newly opened 403(b) plan since I am presently employed by the school system? (view answer) |
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| If Roth IRA assets are used to make an annual gift tax exclusion, can they still be considered Roth IRA? (view answer) |
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| Can I contribute to both a 529 plan and an education savings account? (view answer) |
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| Are all my Roth IRA distributions tax free? (view answer) |
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| Is it true that only the earnings of my Roth IRA conversions must stay in the account for five years? (view answer) |
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| Can an SEP IRA be converted to a Roth IRA in the same manner that a Traditional IRA can? (view answer) |
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| When does the five-year rule apply? (view answer) |
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| If I am entitled to a percentage of my ex-husband's IRA, how can I receive the assets without being taxed? (view answer) |
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| Are the distribution rules for 401(k) and 403(b) plans the same as those for IRA plans? (view answer) |
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| Is my 403b account owned by me or by the institution? (view answer) |
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| After converting my IRA, can I still make a withdrawal for a house? (view answer) |
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| Can an individual contribute to both a Roth IRA and a Traditional IRA in the same year? (view answer) |
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| Can I pull out most of my assets from my IRA and use the cash as long as I replace it in the IRA within a year? (view answer) |
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| Can I move my IRA to a better income-producing opportunity? (view answer) |
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| Can 401(k) contributions be based on gross earnings? (view answer) |
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| What are the "certain requirements" that must be met for a substantially equal periodic payment (SEPP)? (view answer) |
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| Can I roll over the money in a 401(k) plan to a new 403(b) plan? (view answer) |
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| I am considering taking a loan from my qualified retirement plan. What is the definition of a "reasonable interest rate"? (view answer) |
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| Can I, without tax penalties, use the IRA I inherited from my father to buy a home that I will live in? (view answer) |
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| Can I roll over a profit-sharing plan to an SEP IRA account without penalty? (view answer) |
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| Can I withdraw from my Roth with no taxes or penalties? (view answer) |
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| What are the pros and cons of having the company as the trustee versus the plan provider/vendor? (view answer) |
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| Is it possible to reverse an IRA? (view answer) |
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| I'm a teacher. Which is better for me, a 401(k) or 403(b)? (view answer) |
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| Is a person considered an active participant in an employer-sponsored retirement plan if he/she was only active for a very short time? (view answer) |
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| What are the penalties for withdrawing from my Traditional IRA less than a year after acquisition? (view answer) |
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| What are the income limits for Roth IRA contributions? (view answer) |
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| We are in a 401(k) at work. Can we also do a Roth each year? (view answer) |
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| Can I withdraw IRA funds without penalty when I leave the country? (view answer) |
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| Can either a SEP IRA or a SIMPLE IRA be attached in a bankruptcy or malpractice action? (view answer) |
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| Can I withdraw from an IRA the year I turn 55 without the 10% penalty? (view answer) |
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| I have a 403(b). Can I switch it to a different provider? (view answer) |
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| Can I roll over a 403(b) to an IRA? (view answer) |
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